There are currently 14 names in this directory
Agreement by a receiver to allow an ACH credit or debit entry to its account. Authorizations for credit transactions may be oral, but consumer debit transactions must be authorized in writing or similarly authenticated by other means (e.g., by digital signature or PIN if by computer).
A transaction through the ACH Network originated to pay a receiver (deposit into an account).
A transaction through the ACH Network originated to remove funds from the receiver (withdrawal from an account).
Funds transfer system governed by the rules of the National Automated Clearing House Association, which provides for the interbank clearing of electronic entries for participating financial institutions.
The ACH operator processes entries between an originator and receiver. There are currently two ACH operators -- the Federal Reserve Bank and EPN (Electronic Payments Network).
A financial institution or Merchant Service Provider (MSP) that facilitates and manages credit card processing on behalf of a merchant customer.
The bank or financial institution that holds the merchant's bank account that is used for collecting the proceeds for credit card processing.
The credit card processing entity with which an acquirer partners in order to provide merchants with transaction clearing, settlement, billing and reporting services.
An ACH record type that carries supplemental data needed to completely identify an account holder(s) or provide information concerning a payment to the RDFI or receiver.
A critical data security technique used to prevent the alteration of data as the data are exchanged between the participants in an ACH transaction.